Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is one of the best sources of alternative financial solutions in the world. While banks and financial institutions have tightened their lending capabilities on the credit-based loans, Equities First Holdings has found favor in many eyes as the next best solution to their needs. The company uses stocks as collateral to offer businesses and high-net-worth individuals with fast working capital to meet their daily professional and personal needs. The company has also noted traction among the stock-based loans as one of the most innovative ways of securing working capital in this harsh economic condition.

During this tough economic era, banks and other financial institutions that offer the credit-based financial solutions have tightened their lending criteria. As a matter of fact, they have also increased their interest rates to scare away most credit-based loan applicants. For this reason, most businesses and high-net-worth individuals have sought the advice of Equities First Holdings on the stock-based loans as one of the best ways to secure fast working capital for their businesses. For those who do not qualify for the credit-based loans and are in need of fast working capital, then Equities First Holdings has gained adoption on a massive scale to take care of your financial needs during this harsh economic crisis.

While there are various options of financial solutions out there to help you secure a loan, banks and financial institutions have cut down their lending capabilities. The Founder and Chief Executive Officer of Equities First Holdings, Al Christy, have seen an increased popularity for people who want to secure fast working capital using stocks as collateral. According to him, this is one of the most innovative ways of meeting your financial needs during a financial crisis where banks worsen their behavior. For the company, stock-based loans offer are characterized by low-interest rates they also offer a higher loan-to-value ratio than the credit-based and margin loans. For this reason, you have certainty throughout the life of the financial transaction.

There is always inevitable fluctuation during a three-year loan term. For this reason, you will find hope in the stock-based investments because they offer a hedge. Your investment risk, for this reason, is lowered in the downside part of the market. According to Al Christy, the stock-based loans come with a non-recourse feature that lets you walk away from the loan without having a further obligation to the lender. Therefore, you can enjoy the proceeds of the loan even when the stock values depreciate.

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